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Estimate mutual fund SIP returns with yearly step-up.
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SIP Calculator estimates how a monthly Systematic Investment Plan grows over time. Enter the monthly amount, expected yearly return and duration to see the total invested, estimated returns and maturity value, with a year-by-year table. Add an annual step-up to model raising your SIP as your income grows.
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Type your numbers or details into SIP Calculator — fields update as you go.
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SIP Calculator recalculates the moment you change an input, so there is no button to press and no waiting.
Each monthly instalment compounds at the monthly rate (annual return ÷ 12). With payments at the start of each month, ₹5,000 a month at 12% for 10 years grows to about ₹11.6 lakh.
A SIP whose monthly amount rises by a fixed percentage every year — a powerful way to grow your corpus as your salary increases.
No. Mutual fund returns vary with the market; the calculator assumes a constant rate to give an estimate.
Yes. SIP Calculator is completely free, with no account, no paywall, and no usage limits.
No. SIP Calculator works instantly in any modern web browser — there is no software to install, no extension, and no sign-up.